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Introduction
What Lendr is, what it is not, and how it differs from pooled money markets.
Lendr is a peer-to-peer, fixed-rate, fixed-term lending market on Robinhood Chain. A borrower locks a tokenized stock or a memecoin as collateral and names the USDG amount, APR, and term they want. A lender funds that exact listing. There is no shared pool, no utilization curve, and no protocol-managed interest-rate model — every loan is a single bilateral agreement between one borrower and one lender.
That design decision shapes everything else in these docs. There is no oracle-driven liquidation engine, because there is no pool to protect — only the two counterparties to a given listing are exposed to it. Collateral sits untouched in the market contract for the life of the loan; the only two ways it moves are repay and claimCollateral.
The model in one table
| Fact | Value |
|---|---|
| Loan asset | USDG (Global Dollar) — the only asset the market will lend |
| Chain | Robinhood Chain — mainnet id 4663, testnet id 46630 |
| Collateral | Any token the deployed market's allow-list includes — tokenized stocks and vetted memecoins today |
| Interest model | Simple interest, fixed at listing creation: loanAmount × APR × duration ÷ 365 days |
| Term | Chosen by the borrower per listing: 7, 14, 30, 90, 180, or 365 days |
| LTV cap | Not enforced on-chain — the borrower sets it implicitly by choosing amounts |
| Liquidation | None before maturity. After maturity, an unpaid loan's collateral is claimable by the lender |
| Protocol fee | None — 100% of interest flows from borrower to lender |
How to read these docs
How it works
The listing lifecycle end to end, from an open offer to a repaid or defaulted loan.
Borrowing quickstart
Lock collateral, name your terms, and get funded.
Lending quickstart
Fund a listing and collect fixed interest.
Smart contract reference
Every function on LendrMarket, with access rules and effects.
Conventions used in these docs
Addresses are shortened to a placeholder shape like 0x1111…1111 when the exact value doesn't matter. aprBps means APR expressed in basis points — 1 bps is 0.01%, so 8% APR is aprBps = 800. Amounts are shown in human units (1,000 USDG) even though the contract only ever sees the base-unit integer.